This page provides basic information about the accounts, as well as balances and limits in the accounts.
The complete account details are fetched on a real time basis from core banking system.
The Account Details screen provides the information below:
In addition to the complete snapshot of the account, the user can initiate the following transactions, through Quick Links:
How to reach here:
Toggle Menu > Accounts > Current and Savings > Overview > Account Summary > Account Number > Account Details
Field Name |
Description |
---|---|
Select Account |
Account number in masked format along with the account nickname. The account number could be either the user’s PartyA party is any individual or business entity having a banking relationship with the bank. account or any linked party accounts that he has access to. If the user has set a nickname for the account, it will be displayed. Else he has the option to add it here. |
Product |
The product under which account is opened. |
Nickname |
The user defined description of the CASACurrent Account or Savings Accounts are operative accounts through which account holders perform day to day operations such as deposits and withdrawal of money. accounts will be displayed. Click , to add nickname, for more information on Account Nickname, click here. |
Account Info |
|
Account Type |
Account type of the selected account that is current or a savings Account. |
Account Currency |
The currency of the account. |
Account Branch |
Branch of the account / home branch. |
Account Status |
Status of the account. Status could be:
|
Balances This section displays the balances in the account. |
|
Available Balance |
Available balance is the total available balance in the account. |
Net Balance |
With-drawable balance in the account. |
Amount on Hold |
Displays the earmarked amount or the amount on hold in the account. |
Unclear Balance |
Un-cleared funds pertaining to the cheques and the clearing related to the account. |
Average Balance |
Average account balance for the defined period. E.g. Daily, Monthly, Quarterly. The balance will be shown if the details are available in core banking application. |
Limits This section displays the applicable limits for the account. |
|
Overdraft Limit |
The maximum credit allowed by the bank for the account. |
AUF Limit |
Advance against un-cleared funds limit for the account. |
Daily ATM Withdrawal |
The daily transaction amount limits for an ATMAutomated Teller Machine terminal allows customers having an ATM or debit card to perform several banking transactions such as cash withdrawal, balance inquiry, funds transfer, and so on. transaction. |
Minimum Balance Required |
The minimum balance to be maintained for an account. |
Transactions This section displays the account activity. |
|
Opening Balance |
Opening balance of the account for the selected period. |
Closing Balance |
Closing balance of the account for the selected period. |
Date |
The date of the transaction. |
Description |
The brief description of the transaction. |
Reference Number |
Reference number of the transaction. |
Amount |
The amount of the transaction, with the debit/ credit indication. |
Balance |
Running balance in the user's account. |
To view the savings and current account activity:
Transactions -Search Criteria
Field Name |
Description |
---|---|
Select Account |
Account number in masked format along with the account nickname (if any). |
Search By |
The transaction period. Options are:
|
Date From |
The start date of the transaction for the search criteria. Start date cannot be greater than end date. This field appears if you select the Select Date Range option in the Search By list. |
Date To |
The end date of the transaction for the search criteria. This field appears if you select the Select Date Range option in the Search By list. |
Reference Number |
Reference number of transaction. |
Transaction Type |
The type of the transaction. Options are:
|
Amount From |
The from amount range, to narrow the search for transactions. |
Amount To |
The to amount range, to narrow the search for transactions. |
Search Result |
|
Opening Balance |
Opening balance of the account. |
Closing Balance |
Closing balance of the account. |
Date |
The transaction date. |
Description |
The brief description for the transaction. |
Reference Number |
Reference number of transaction. |
Amount |
The amount of the transaction, with the debit/ credit indication. |
Balance |
Running balance in the user's account. |
You can also initiate following actions using Quick Linkssection:
Pre-generated statements are statements that have been generated by the core banking application, for an account. Through this option, the user can view a statement that was generated previously – he may want to do this if he has missed a past statement for some reason. (Like accidentally deleting e-statements or misplacing his mail in case of a physical copy).
To download pre-generated statements:
Field Name |
Description |
---|---|
Period |
|
Year |
The year for which the pre-generated statement to be downloaded. |
Month |
The month for which the pre-generated statement to be downloaded. |
Statement Number |
Statement number assigned to a statement. |
From |
Start date of the statement. |
To |
End date of the statement. |
Download |
Click the link to download the statement. |