This screen contains the loan account details. A user can view account information, add / update / delete nickname here. He can view the disbursement details, outstanding amount, repayment details and arrears, at a glance.
The user can also download pre-generated statements and download summary of transactions from the Account Details screen.
How to reach here:
Dashboard > Toggle menu > Accounts > Loans and Finances > Overview > Loan Account Summary > Loan Details
Field Name |
Description |
---|---|
Select Account |
Loan account number in masked format along with the account nickname (if set by the user). |
Product Name |
Name of the loan account. |
Nickname |
The user defined description or name to loan accounts which will be displayed. Click to add nickname. For more information on Account Nickname, click here. |
Borrowing |
|
Sanctioned Amount |
Sanctioned loan amount along with the currency. |
Opening Date |
Loan account opening date. |
Maturity Date |
Loan account maturity date. |
Interest Rate |
Interest rate applicable to the loan account. Note: It displays the net interest rate applicable to the loan account as on the inquiry date. |
Disbursed Amount |
Disbursed loan amount along with the currency. |
Loan Branch |
Branch in which loan account is opened. |
Account Status |
Status of the loan account. |
Facility ID |
Facility Id under which loan account is opened. |
Arrears |
|
Amount Prepaid |
Total amount repaid on the loan, till date. with currency |
Outstanding Amount |
Outstanding loan amount along with the currency. |
Principal Arrears |
Pending principal arrears for the loan account. |
Interest Arrears |
Pending interest arrears for the loan account. |
Late Payment Charges |
Late payment charges for the loan account. |
Fees |
Other fees applicable to the loan account. |
Repayment |
|
Loan Term |
Tenure of the loan. |
Total Installments |
Total number of installments applicable to the loan account. |
Remaining Installments |
Remaining installments in the loan account as on the date of inquiry. |
Next Installment Date |
Date of next installment . |
Next Installment Amount |
Amount to be paid as next installment. |
Late Payment Penalty |
Amount charged in case of default in repayment. |
Pre Payment Penalty |
Amount to be paid as penalty on payment made in advance on the loan. |
Transactions |
|
Date |
Date of the transaction. |
Description |
Description of the transaction. |
Reference No |
Reference number of the transaction. |
Amount |
Transaction amount along with the type of the transaction (credit or debit). |
To view the loan account details:
Transactions -Search Criteria
Field Name |
Description |
---|---|
Reference Number |
Reference number of the transaction. |
Transaction Type |
The type of the transaction. The options are:
|
Search By |
The transaction period. The options are:
|
Date Range |
The start and end date – i.e. a range of days –to search for a transaction. Start date cannot be greater than end date. This field appears if you select the Select Date Range option in the Search By list. |
Amount From |
The minimum amount for the search criteria. |
Amount To |
The maximum amount for the search criteria. |
Search Result |
|
Date |
The date on which the transaction is processed. |
Description |
The brief description of the transaction. |
Reference Number |
Reference number of the transaction. |
Amount |
The debit/ credit amount for the transaction. |
You can also perform following account related transactions:
Note: To navigate to Overview screen, click .